Car & Auto Payment Calculator5.3.0 - App Store

Don't let the dealership do the math for you.

Walk in prepared. Car Payments Calculator gives you the tools to estimate monthly
payments, total interest, and true costs - before you ever sit down with a dealer.

Free to use. Run unlimited loan and lease calculations, use every calculator, and
keep your numbers - no account, no sign-up, no trial.

WHY PEOPLE SWITCH FROM A PLAIN LOAN CALCULATOR

Most calculators only do loans. A lease is different math, and it's where dealers
make the most margin. This app does both, properly:

. Money factor - the lease version of an interest rate, and the number most
shoppers never get shown. Enter it as MF or as APR; we convert either way.
. Residual value - in dollars or as a percent of MSRP
. Cap cost reduction - see exactly what your down payment is buying you
. Trade-in equity - including when you still owe more than it's worth

Then put a loan and a lease side by side and see which one actually costs less.

WHAT YOU CAN DO

. Loan Calculator - monthly payment, total interest, and amount financed
. Lease Calculator - money factor, residual value, bank fee, and term
. Side-by-Side Scenarios - save and compare as many deals as you want
. Trade-Ins & Fees - trade-in value, amount owed, down payment, sales tax,
dealer fees, and cash rebates all in one place
. Vehicle Photo Storage - attach photos so you remember which car was which
. CSV Export - send any scenario to a spreadsheet
. iCloud Sync - your scenarios follow you across iPhone and iPad

BUILT-IN TOOLS

. Vehicle Depreciation - straight-line and reducing balance methods
. Fuel Cost Calculator - daily, weekly, monthly, and yearly budgets
. Fuel Efficiency - track real-world MPG or km/L between fill-ups
. Distance Tracker - log trips with automatic GPS tracking

BEFORE YOU GO TO THE DEALER

Run the numbers at home. Know your payment, your total interest, and what your
trade-in is really contributing. Walk in with a figure you've already checked -
and recognise it when the finance office quotes you something different.

DESIGNED TO BE SIMPLE

Clean, intuitive interface. Every input saves automatically, so you pick up right
where you left off. Supports miles and kilometres, dark mode, and adapts to your
region.

Master auto financing before it masters you.

Auto Renewable Subscriptions:

Weekly, Monthly, and Yearly Pass subscriptions allow for unlimited saved entries, access to the additional tools, and an Ad free experience. You will be charged through your App Store account. Subscriptions help support the app team, and allow us to continue to provide updates and new features.

Subscriptions will automatically renew unless cancelled within 24-hours before the end of the current period. You can cancel anytime within your iTunes account settings. Any unused portion of a free trial (if applicable) will be forfeited if you purchase a subscription.

Terms and Conditions (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://www.chuchutrain.com/privacy-policy.html

Disclaimer: Continuous use of GPS running in the background can dramatically decrease battery life.

Version History What's New in Version 5.3.0

Apple Watch App
Estimate your car loan payment right from your wrist. Dial in the vehicle price, down payment, interest rate, and term — get your monthly payment instantly. Perfect for quick checks at the dealership.

Subscription Management
Manage or cancel your subscription directly in the app — no more hunting through Settings.

Improved App Rating
The "Rate the App" prompt now appears at natural moments after you've used the calculator, not at awkward times.

Under the Hood

Minimum iOS version raised to 17.0
Added Privacy Manifest for App Store compliance
Fixed "Upgrade to Premium" buttons that weren't working in the scenario limit alert
Performance and stability improvements 5.3.0 Oct 6 minor fixes and updates 5.2.0 May 17 Minor bug fixes 5.1.0 Apr 17 Completely redesigned from the ground up, but all the great features you've come to love. 5.0.0 Apr 16 Minor bug fixes and enhancements 4.5.0 01/18/2024 Minor bug fixes and updates. 4.4.0 10/04/2023 Minor bug fixes 4.3.1 07/13/2023 Updated to support iOS 16 4.3.0 10/13/2022 Bug fixes and minor enhancements. 4.2.0 07/24/2021 Detection and warning of out of range values to prevent app crashing. 4.1.0 03/11/2021 Updated to align with iOS 14 4.0.0 11/04/2020 Minor bug fixes, updates, and enhancements. 3.3.0 04/11/2020 - Fixed bug with viewing saved Loans & Leases
- Support for iOS dark mode (requires iOS 13 or newer) 3.2.0 02/09/2020 Minor library updates. 3.1.1 03/31/2019 Added a host of new tools including:
- Vehicle depreciation calculator
- Fuel consumption cost calculator
- Distance calculator (with automatic GPS tracking!) 3.1.0 03/29/2019 Minor updates 3.0.1 02/17/2019 1. Added photo for vehicle entires
2. Added automatic sync between devices using iCloud.
3. Fixed issue with stuck "Done" button.
4. You spoke, we listened. Decreased popup video ad frequency to increase usability. 3.0.0 02/14/2019 Fixed issue with iPad crashing while trying to edit saved entries. 1.3.2 11/20/2017 Fixed issue with "Done" button. 1.3.1 11/13/2017 Updated for iOS 11. 1.3.0 10/31/2017 • Save different lease and loan scenarios for comparison
• Export lease and loan information as CSV files for additional analysis. 1.2.0 09/15/2017 Updates to the Loan page. Now roles sales tax into the loan. 1.1.0 05/22/2017 Minor bug fixes and enhancements. 1.0.2 04/24/2017 Minor performance updates. 1.0.1 02/28/2017 1.0.0 02/14/2017